It’s a seven-month window. It includes the three months before you turn 65, your birthday month and the three months after your 65th birthday.

You may have to pay a penalty in the form of a higher premium.

If you are getting Social Security when you turn 65, you’ll automatically be enrolled.

If you’re not getting Social Security when you turn 65, you’ll need to sign up for Parts A and B. Contact Social Security three months before you turn 65. If you worked for a railroad, contact the Railroad Retirement Board.

Note: People on Social Security disability will automatically be enrolled in their 25th month of disability.

It’s the same “seven-month window” as Part B.

It includes the three months before you turn 65 your birthday month and the three months after your 65th birthday.

** You may face a late enrollment penalty. It increases based on each month that you delay. This can get costly.

From October 15th to December 7, all people with Medicare can change their health care plans. Don't wait till the last minute!

You can switch to Medicare Advantage during this Annual Enrollment Period, join a Medicare Prescription Drug Plan or change plans.

The Medicare OEP is an enrollment period at the beginning of each year when Medicare Advantage plan enrollees can make a one-time switch to a new plan. This enrollment period begins on January 1st and ends March 31st.